Loans
Loans to help you move forward
Clear, responsible borrowing designed around real lives, with friendly support from a local team that takes time to understand.
Why choose us?
Borrow with confidence
We take time to do things properly, so you can feel confident in your decisions. Every application is considered thoughtfully, with affordability and your financial wellbeing at the centre.
Fair, responsible lending
Real support, not pressure
Decisions made with you in mind
Our loan products
Find a loan that fits your circumstances
From payroll borrowing to seasonal support, our products are designed to offer clear costs, manageable repayments and no early repayment charges.
Payroll Loan
Borrow from £1,000 to £3,000 and make fixed repayments automatically from your salary.
19.6% Representative APR
View loan detailsStarter Loan
Borrow from £300 to £3,000, with a maximum of £1,000 where benefits are your sole income.
42.6% Representative APR
View loan detailsPersonal Loan
Straightforward borrowing from £500 to £3,000 for everyday needs and unexpected costs.
34.9% Representative APR
View loan detailsFamily Income Benefit Loan
Borrow up to £1,000 and repay in manageable instalments from qualifying benefit payments.
42.6% Representative APR
View loan detailsTop Up Loan
Already have a loan with us? You may be able to top up your existing loan once you have repaid part of it.
42.6% Representative APR
View loan detailsSchool Uniform Loan
Borrow up to £300 to spread the cost of uniforms, shoes and back-to-school essentials.
42.6% Representative APR
View loan detailsResponsible borrowing
Not sure which loan is right for you?
Our local team can explain your options clearly and help you understand the next step without pressure.