About Cheshire Community Bank
Rooted in Cheshire.Here for our community.
A member-owned, not-for-profit organisation providing ethical savings, affordable loans and financial education across Cheshire and Flintshire.
People supporting people
A more personal approach to banking
Cheshire Community Bank is the trading name of West Cheshire Credit Union. Unlike a traditional bank, we are not driven by shareholders or profit targets. Our purpose is to help local individuals and families manage their money with greater confidence.
We take time to understand each person's situation rather than relying on one-size-fits-all decisions. For us, it is not just about providing a service—it is about offering support that works for real lives.
What that means
Clear and transparent communication
Fair and affordable loans
Simple, secure savings accounts
Friendly, personal service you can rely on
How community banking works
Money that keeps doing good
When you save with us, your money helps provide responsible loans to other local members. That keeps money within the community and creates a cycle of support that benefits everyone.
Responsible borrowing
Access fairer alternatives to high-cost credit.
Healthier habits
Build greater confidence around saving and money.
Local impact
Support people and families where we all live and work.
Why choose us?
Support that feels clear, fair and right for you
Fair, thoughtful decisions
We focus on what is right for you and take time to understand real circumstances.
Real people, real support
You are never just a number. Our local team is here to listen and help.
Community-first approach
Money saved with us helps provide responsible borrowing for other local people.
Safe and transparent
No hidden surprises—just responsible services explained in plain language.
Proud of our roots. Focused on the future.
We are here for local people, helping them access fair finance, strengthen their financial wellbeing and benefit from a more human approach to banking.
“Banking that gives back—helping your money support you and your community, every step of the way.”
Our partners
The work of Cheshire Community Bank is supported by a number of trusted partners who help us deliver services and support to our local community.
Better together
Become part of a bank owned by its members
Join Cheshire Community Bank for ethical savings, responsible borrowing and support from people who put community first.