Loans
Top Up Loan
If you already have a loan with Cheshire Community Bank, you may be able to top up your existing loan instead of applying for a new one.
Why choose this loan?
Clear, responsible borrowing
A simple option when you need a little extra
Designed for members with an active loan
You can apply once the required repayment amount has been reached
All applications are assessed responsibly
Who can apply?
You may be eligible if:
- You are an existing member with an active loan
- You have repaid the required amount on your current loan
- Your application meets our affordability and lending criteria
Once you have reached the required repayment amount, you can submit a Top Up Loan application. Top Up Loans are available to existing members with an active loan.
Top up requirements
How much needs to be repaid first?
Loans of £50-£350
repay £50
Loans of £351-£650
repay £100
Loans of £651-£800
repay £150
All loans are subject to eligibility, affordability and applicable credit assessments. Terms will be explained before you agree to borrow.