Loans
Payroll Loan
Borrow from £1,000 to £3,000 and repay directly from your salary through one of our participating payroll partners.
Why choose this loan?
Clear, responsible borrowing
Fixed repayments deducted automatically from your salary
No early repayment charges
Clear and affordable repayments
Build savings at the same time, where applicable
Who can apply?
You may be eligible if:
- You work for one of our payroll partner organisations
- You have been employed there for at least three months
- You are a member, or are happy to join
- Your application meets our affordability and credit assessments
Please let us know if your employment circumstances change during the loan term.
All loans are subject to eligibility, affordability and applicable credit assessments. Terms will be explained before you agree to borrow.
Loan calculator
See what your repayments could look like
Adjust the amount and term to view an illustrative monthly repayment based on the 19.6% representative APR for this product.
Figures are illustrative only. Your application remains subject to eligibility, affordability and applicable credit assessments.
Calculate your Payroll Loan
Term
APR
Monthly Cost
Representative example A loan of £1,000 over 12 months would cost approximately £92.44 per month at a representative 19.6% APR. The total amount repayable would be approximately £1109.32, including approximately £109.32 in interest.
Payroll Loan application
Ready to apply for a payroll loan?
Open our secure application form when you are ready. It will appear in a separate window on this page.